These days it's tough not to let the world get you down. More and more I'm hearing "Do you know a good therapist?" or "God, I've had the worst day...it's just never going to get better..." People are having panic attacks over the crappy job market, dead end jobs, and bad relationships. The quarter-century folk are afraid of getting bogged down in a job they don't lurve while the older-than-that bunch already feel stuck in a rut. And hell, a significant number of us barely have enough to get by as it is. Do we really have more cash to drop on therapy?